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Citizens & Northern Corporation (CZNC) Financial Statements

Citizens & Northern Corporation
SIC 6022 · STATE COMMERCIAL BANKS
FIGI BBG001S6YSF8
XNAS · usd
25.81▼ 0.30 (-1.15%)
As of 2026-09-08
Valuation
Market Cap
Enterprise Value
Trailing P/E
Price / Sales
EV / Revenue
EV / EBITDA—
Financial Highlights
Revenue (TTM)
Net Income (TTM)
EBITDA—
Diluted EPS (TTM)
EBITDA Margin—
Net Debt
Trading Information
Previous Close26.11
Day's Range25.70 – 26.10
52-Week Range18.87 – 26.26
Volume50.6K
Avg Volume67.3K
Share Statistics
Shares Outstanding
Employees460
ExchangeXNAS
Listed1994-03-16
Share count as of August 3, 2026
Loading Income Statement…
Key questions about Citizens & Northern Corporation (CZNC)
What is Citizens & Northern Corporation's Market Cap?
Citizens & Northern Corporation's Market Cap is $462.9M, based on as-reported figures from SEC (XBRL) filings.
What is Citizens & Northern Corporation's Enterprise Value?
Citizens & Northern Corporation's Enterprise Value is $380.4M, based on as-reported figures from SEC (XBRL) filings.
What is Citizens & Northern Corporation's Trailing P/E?
Citizens & Northern Corporation's Trailing P/E is 18.3×, based on as-reported figures from SEC (XBRL) filings.
What is Citizens & Northern Corporation's Price / Sales?
Citizens & Northern Corporation's Price / Sales is 3.2×, based on as-reported figures from SEC (XBRL) filings.
What is Citizens & Northern Corporation's EV / Revenue?
Citizens & Northern Corporation's EV / Revenue is 2.7×, based on as-reported figures from SEC (XBRL) filings.
What is Citizens & Northern Corporation's Revenue (TTM)?
Citizens & Northern Corporation's Revenue (TTM) is $142.5M, based on as-reported figures from SEC (XBRL) filings.
What is Citizens & Northern Corporation's Net Income (TTM)?
Citizens & Northern Corporation's Net Income (TTM) is $25.3M, based on as-reported figures from SEC (XBRL) filings.
What is Citizens & Northern Corporation's Diluted EPS (TTM)?
Citizens & Northern Corporation's Diluted EPS (TTM) is 1.41, based on as-reported figures from SEC (XBRL) filings.
What is Citizens & Northern Corporation's Net Debt?
Citizens & Northern Corporation's Net Debt is -$82.5M, based on as-reported figures from SEC (XBRL) filings.
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Income Statement(in thousands of USD, except per-share data)
Source: Akyla.ai
Line ItemJun 30, 2026Mar 31, 2026Dec 31, 2025Sep 30, 2025Jun 30, 2025Mar 31, 2025Dec 31, 2024Sep 30, 2024Jun 30, 2024Mar 31, 2024Dec 31, 2023Sep 30, 2023Jun 30, 2023Mar 31, 2023Dec 31, 2022Sep 30, 2022
Interest and fees on loans:
Taxable
Tax-exempt
Income from available-for-sale debt securities:
Taxable
Tax-exempt
Other interest and dividend income
Total interest and dividend income
INTEREST EXPENSE
Interest on deposits
Interest on short-term borrowings
Interest on long-term borrowings - FHLB advances
Interest on senior notes, net
Interest on subordinated debt, net
Total interest expense
Net interest income
Credit (provision) for credit losses
Net interest income after (credit) provision for credit losses
NONINTEREST INCOME
Trust revenue
Brokerage and insurance revenue
Net gains from sale of loans
Increase in cash surrender value of life insurance
Other noninterest income
Realized gains on available-for-sale debt securities, net——
Total noninterest income
NONINTEREST EXPENSE
Salaries and employee benefits
Net occupancy and equipment expense
Data processing and telecommunications expense
Automated teller machine and interchange expense
Pennsylvania shares tax
Professional fees
Merger-related expenses—
Other noninterest expense
Total noninterest expense
Income before income tax provision
Income tax provision
NET INCOME
EARNINGS PER COMMON SHARE - BASIC (in dollars per share)—
EARNINGS PER COMMON SHARE - DILUTED (in dollars per share)——