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Citizens Financial Services, Inc. Common Stock
XNAS · usd
SIC 6022 · STATE COMMERCIAL BANKS
FIGI BBG001S6YTF6
84.57▲ 0.84 (1.00%)
As of 2026-10-23
Price / Volume
Valuation
Market Cap
Enterprise Value
Trailing P/E
Price / Sales
EV / Revenue
EV / EBITDA
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Financial Highlights
Revenue (TTM)
Net Income (TTM)
EBITDA
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Diluted EPS (TTM)
EBITDA Margin
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Net Debt
Trading Information
Previous Close
83.73
Day's Range
83.08 – 84.99
52-Week Range
52.35 – 84.99
Volume
39.2K
Avg Volume
35.7K
Share Statistics
Shares Outstanding
Employees
405
Exchange
XNAS
Listed
1997-01-14
Share count as of July 29, 2026

Citizens Financial Services, Inc. Common Stock (CZFS) Financial Statements

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Income Statement
Detail
Standard
Period
Quarterly
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Key questions about Citizens Financial Services, Inc. Common Stock (CZFS)
What is Citizens Financial Services, Inc. Common Stock's Market Cap?
Citizens Financial Services, Inc. Common Stock's Market Cap is $406.8M, based on as-reported figures from SEC (XBRL) filings.
What is Citizens Financial Services, Inc. Common Stock's Enterprise Value?
Citizens Financial Services, Inc. Common Stock's Enterprise Value is $382.8M, based on as-reported figures from SEC (XBRL) filings.
What is Citizens Financial Services, Inc. Common Stock's Trailing P/E?
Citizens Financial Services, Inc. Common Stock's Trailing P/E is 9.9×, based on as-reported figures from SEC (XBRL) filings.
What is Citizens Financial Services, Inc. Common Stock's Price / Sales?
Citizens Financial Services, Inc. Common Stock's Price / Sales is 3.4×, based on as-reported figures from SEC (XBRL) filings.
What is Citizens Financial Services, Inc. Common Stock's EV / Revenue?
Citizens Financial Services, Inc. Common Stock's EV / Revenue is 3.2×, based on as-reported figures from SEC (XBRL) filings.
What is Citizens Financial Services, Inc. Common Stock's Revenue (TTM)?
Citizens Financial Services, Inc. Common Stock's Revenue (TTM) is $118.1M, based on as-reported figures from SEC (XBRL) filings.
What is Citizens Financial Services, Inc. Common Stock's Net Income (TTM)?
Citizens Financial Services, Inc. Common Stock's Net Income (TTM) is $41.1M, based on as-reported figures from SEC (XBRL) filings.
What is Citizens Financial Services, Inc. Common Stock's Diluted EPS (TTM)?
Citizens Financial Services, Inc. Common Stock's Diluted EPS (TTM) is 8.53, based on as-reported figures from SEC (XBRL) filings.
What is Citizens Financial Services, Inc. Common Stock's Net Debt?
Citizens Financial Services, Inc. Common Stock's Net Debt is -$23.9M, based on as-reported figures from SEC (XBRL) filings.
Akyla / Financials · CZFSAs-filed SEC (XBRL) data
Showing the most recent year. Subscribe for full statement history.
Income Statement(in thousands of USD, except per-share data)
Source: Akyla.ai
Line ItemJun 30, 2026Mar 31, 2026Dec 31, 2025Sep 30, 2025Jun 30, 2025Mar 31, 2025Dec 31, 2024Sep 30, 2024Jun 30, 2024Mar 31, 2024Dec 31, 2023Sep 30, 2023Jun 30, 2023Mar 31, 2023Dec 31, 2022Sep 30, 2022
INTEREST AND DIVIDEND INCOME:
Interest and fees on loans
Interest-bearing deposits with banks
Investment securities:
Taxable
Nontaxable
Dividends
TOTAL INTEREST AND DIVIDEND INCOME
INTEREST EXPENSE:
Deposits
Borrowed funds
TOTAL INTEREST EXPENSE
NET INTEREST INCOME
Provision for credit losses
NET INTEREST INCOME AFTER PROVISION FOR CREDIT LOSSES
NON-INTEREST INCOME:
Service charges
Trust
Brokerage and insurance
Gains on loans sold
Equity security gains, net
Earnings on bank owned life insurance
Other
TOTAL NON-INTEREST INCOME
NON-INTEREST EXPENSES:
Salaries and employee benefits
Occupancy
Furniture and equipment
Professional fees
FDIC insurance
Pennsylvania shares tax
Amortization of intangibles
Software expenses
Other real estate owned expenses
Other
TOTAL NON-INTEREST EXPENSES
Income before provision for income taxes
Provision for income taxes
NET INCOME
Net Income - Basic (in Dollars per share)
Net Income - Diluted (in Dollars per share)