| INTEREST INCOME | | | | | | | | | | | | | | | | |
| Interest and fees on loans | | | | | | | | | | | | | | | | |
| Interest and fees on loans held for sale | | | | | | | | | | | | | | | | |
| Interest on investment securities | | | | | | | | | | | | | | | | |
| Interest on federal funds sold and short-term securities purchased under agreements to resell | | | | | | | | | | | | | | | | |
| Interest on Long-Term Securities Purchased Under Agreements To Resell | | | | | | | | | | | | | | | | |
| Interest on deposits with banks | | | | | | | | | | | | | | | | |
| Total interest income | | | | | | | | | | | | | | | | |
|
| INTEREST EXPENSE | | | | | | | | | | | | | | | | |
| Savings, interest checking and money market | | | | | | | | | | | | | | | | |
| Certificates of deposit of less than $100,000 | | | | | | | | | | | | | | | | |
| Certificates of deposit of $100,000 and over | | | | | | | | | | | | | | | | |
| Interest Expense, Federal Funds Purchased | | | | | | | | | | | | | | | | |
| Interest Expense, Securities Sold under Agreements to Repurchase | | | | | | | | | | | | | | | | |
| Interest on other borrowings | | | | | | | | | | | | | | | | |
| Total interest expense | | | | | | | | | | | | | | | | |
|
| Net interest income | | | | | | | | | | | | | | | | |
|
| Provision for credit losses | | | | | | | | | | | | | | | | |
| Net interest income after credit losses | | | | | | | | | | | | | | | | |
|
| NON-INTEREST INCOME | | | | | | | | | | | | | | | | |
| Trust fee revenue | | | | | | | | | | | | | | | | |
| Bank card transaction fees | | | | | | | | | | | | | | | | |
| Deposit account charges and other fees | | | | | | | | | | | | | | | | |
| Consumer brokerage services | | | | | | | | | | | | | | | | |
| Capital market fees | | | | | | | | | | | | | | | | |
| Loan fees and sales | | | | | | | | | | | | | | | | |
| Other | | | | | | | | | | | | | | | | |
| Total non-interest income | | | | | | | | | | | | | | | | |
|
| INVESTMENT SECURITIES GAINS (LOSSES), NET | | | | | | | | | | | | | | | | |
| INVESTMENT SECURITIES GAINS (LOSSES), NET | | | | | | | | | | | | | | | | |
| NON-INTEREST EXPENSE | | | | | | | | | | | | | | | | |
| Salaries and employee benefits | | | | | | | | | | | | | | | | |
| Data processing and software | | | | | | | | | | | | | | | | |
| Professional and other services | | | | | | | | | | | | | | | | |
| Net occupancy | | | | | | | | | | | | | | | | |
| Marketing | | | | | | | | | | | | | | | | |
| Equipment | | | | | | | | | | | | | | | | |
| Supplies and communication | | | | | | | | | | | | | | | | |
| Deposit insurance | | | | | | | | | | | | | | | | |
| Other | | | | | | | | | | | | | | | | |
| Total non-interest expense | | | | | | | | | | | | | | | | |
|
| Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling Interest | | | | | | | | | | | | | | | | |
|
| Less income taxes | | | | | | | | | | | | | | | | |
| Net income | | | | | | | | | | | | | | | | |
|
| Less non-controlling interest expense (income) | | | | | | | | | | | | | | | | |
| Net income attributable to Commerce Bancshares, Inc. | | | | | | | | | | | | | | | | |
|
| Net income per common share — basic | | | — | | | | | | | | | | | | | |
|
| Net income per common share — diluted | | | — | | | | | | | | | | | | | |
|